Our Insurance Partner

Panama offers many of the same types of insurance you may be familiar with in the United States or Canada. Depending on your needs, coverage may be available for health, auto, home and property, life, travel, and other personal insurance needs. An insurance broker can help you compare available options and determine which coverage is appropriate for your situation.

Health insurance needs vary depending on your residency status, lifestyle, budget, age, and personal circumstances. While Panama has both public and private healthcare options, many expats choose private health insurance to help manage the cost of private hospitals, physicians, testing, and other medical services.

Yes. Foreign residents and expats can generally obtain health insurance in Panama, although eligibility, premiums, coverage limits, waiting periods, and exclusions vary by insurance company and policy. Your age and medical history may also affect the plans available to you.

It depends on your individual policy. Some international health insurance plans provide coverage in Panama, while many domestic policies provide limited or no coverage outside their home country. Medicare, for example, generally provides very limited coverage outside the United States. Before moving, you should confirm your international coverage directly with your current insurer.

There isn't one standard price for health insurance in Panama. Premiums can vary considerably based on factors such as age, coverage level, deductible, medical history, geographic coverage, and the insurance company. Requesting a personalized quote is the best way to understand what coverage may be available within your budget.

Yes. Motor vehicles driven in Panama are required to carry mandatory third-party liability insurance. Many vehicle owners choose additional coverage beyond the legal minimum, including more comprehensive protection for their own vehicle, theft, collision, and other risks. An insurance professional can explain the differences between the available coverage levels.

Yes. Insurance options are available for homes, condominiums, and other property in Panama. Depending on the policy, coverage may protect the structure, personal belongings, and certain liabilities or risks. If you're purchasing property with financing, your lender may also have specific insurance requirements.

You can start by completing our Free Insurance Quote Request Form on this page. Your information will be provided to our insurance partner, who can contact you directly to discuss your needs, answer questions, and provide information about available insurance options.

There is no cost or obligation to request a quote.